Small Business Owners
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5 Ways to Save on Business Expenses
September 12Running a business is expensive. Depending on the type of business you have, your expenses could include rent, utilities, materials for a product you sell, or paying multiple employees, as a few examples. However, as a small business owner it is possible to cut back on some of your expenses. We have put together a list of ways you can save, and even how to get more money during tax season below.
Looking For Ways to Save?
September 10Saving money can take on a variety of forms; from saving for a rainy day, building an emergency fund, or setting aside money for college costs and retirement, it feels like there is always something that you should be saving for. Running a small business can require a lot of money, especially to get started, and with any business decision, you could find yourself turning towards the red easier than you think. In this two-part savings series, we are exploring some ways that you can save in your personal life along with business expenses.
Work-Life Balance - September 7
September 7As a small business owner, finding the happy spot balance between work and life can be challenging. To make it a little easier, we rounded up some articles about what makes work-life balance possible for small business owners and some simple tips for how you can achieve it.
Renting vs Buying
September 5Whether you are looking to expand your business out of your home office or simply set up shop for the first time, choosing a location is an exciting process. However, similar to your home or car, you may be struggling with a purchasing dilemma when it comes to your business – should you rent or buy?
Millennials and Small Business - August 31
August 31It seems that every day there is a new article about millennials – what their habits are, what industries they are killing, and how they are changing the world. What you likely aren’t seeing, or thinking about, is how millennials play a role in the small business space. This week, we gathered some articles that explain how millennials are shaping the small business world, and if you employ millennials at your small business, how to better manage them.
Is DIY Payroll Worth It?
August 28On the surface, running payroll sounds like a simple task: you put in your employees’ hours or salaried rate, calculate the amount for that payroll, and pay them, right?
Small Business News - August 24
August 24As a small business owner, you likely struggle to find the time to keep up on the important news that could impact your business. This week, we gathered three timely pieces that you should be aware of. Check in to see if your business qualifies for a small business tax break, learn where you should be looking for new employees, and lastly how tariffs can impact your business and what you can do about it.
Safe Harbor 401(k) Webinar Recap 2018
August 20On August 16th we presented a webinar with Retirement Services Sales Manager for Sure401k, David Bass. David is an accredited retirement plan consultant with over 20 years of experience and currently holds his FINRA Series 6 & 63 licenses. If you didn’t get a chance to watch the webinar you can watch on demand here or check in with our recap below.
Technology
August 17Technology is an area that is always evolving, which can sometimes make it difficult to keep up with. Additionally, with the rise in tech comes the fear that our entire workforce will become automated and therefore taking jobs away from people. However, when used the right way, technology really can improve productivity and small business growth. This week check out some articles about the various ways you can incorporate more technology into your small business and learn about the benefits of doing so.
Vacation All You Ever Wanted
August 15As a small business owner, you work hard and we are guessing you are long overdue for a vacation. In case you haven’t heard, employees in the US are terrible at using their vacation days. Glassdoor conducted a survey and found that only 23% of employees take all of their eligible time off. We understand when you’re the one running the show it can be hard to step away, but taking a breather for yourself is crucial to staying healthy and avoiding burnout. We have some suggestions for how you can get better at planning a vacation (or staycation – anything that gets you to take a break) no matter what type of business you have.
The 411 on the Safe Harbor 401(k)
August 13Choosing to offer a retirement plan as a benefit for your employees can be a real differentiator when it comes to attracting and retaining a talented workforce—and it’s also a milestone for many small businesses, marking when they have “made it” to the degree that they can compete with benefits offered by larger companies. Actually selecting and administering a plan that is right for your specific business, however, may be a bit confusing. With different options and government regulations to follow, it can be overwhelming.
Retirement - August 10
August 10For many, retirement is one of those subjects they know they should worry about and prepare for, but most end up putting it off because they don’t know where to start. So what should you be doing and how can you take the scare factor out of the subject? This week we gathered a variety of articles around the subject including how to take the stress out, how you can live well during retirement, and peek into some of the best retirement advice others have received.
Breaking Down the Retirement Plan Testing Barrier
August 6We’ve previously covered that many Americans in the workforce are facing a retirement crisis—they aren’t prepared to retire and don’t know how to get there. With the Safe Harbor 401(k) deadline rapidly approaching, we wanted to revisit some of the most frequently asked questions we hear from small business owners considering offering a retirement plan to their employees.
Morning Motivation - August 3
August 3You’ve heard it a million times, the early bird catches the worm. But did you know just how important mornings can be? Mornings are often crazy, and come sooner than you want to. But re-framing how you face them can lead to many positive benefits. From happiness, to higher productivity and even a better memory, there is a lot you can improve just be starting your day a little different. This week, as you can see, our theme is morning motivation, and we think that with these easy tips, you’ll be crushing mornings in a whole new way.
Last Quarter Tax Tips
August 1If we had to guess, we’d say most people haven’t thought about their taxes since they filed them or requested an extension back in April. While that’s completely understandable, it never hurts to start prepping now for your 2018 taxes. In May, we posted an article about some ways you can start getting organized now for the next tax season, including knowing your deductions and how to get help sooner if you struggled this year.
Knowledge is Power - July 27
July 27As a small business owner, it’s important that you are continuing to learn and stay educated. Trends are always changing, which means new skills that you may need to learn to successfully run your business. This week our theme is knowledge is power, and we have gathered articles about some courses you should be checking out, how reading makes you a better leader, and how you can inspire your team to brush up on their own knowledge.
Washington
July 25As a small business owner, processing payroll is just one item on your to-do list, but ever-changing regulations and tax code updates can make it the most time-consuming task in a given week. These tax updates occur at the federal, state, and local levels, and depending on where your business is based and where your employees live, some small businesses have it tougher than others. We’ve started this monthly series to focus on state-specific tax considerations, to help you keep up with what’s changing around you.
Lessons From Amazon - July 20
July 20With the shopping holiday known as Amazon Prime Day happening earlier this week, we dedicated this week’s reading list to the retail giant. From tech, to books, groceries and more, Amazon has no signs of slowing down. Because of it’s size and the way it has changed consumer habits, businesses all over are scared. When it comes to small businesses especially, people are afraid Amazon will destroy them. However, this is not the case, and in many ways Amazon is able to help small businesses grow. Check out the articles we gathered this week with some tips about what you can learn from Amazon and incorporate into your small business.
Managing Stress - July 13
July 13Stress is something we all deal with at some point. Everybody has different stress triggers and their own coping mechanisms for handling it. While stress can sometimes be positive as it gets you motivated, most of the time it’s damaging, and too much stress in your life can cause problems you wouldn’t even think about. This week we are talking about some ways stress can affect you, how to take a mental break from everything, and how changing your workspace can improve your health.
Business Mistakes - July 6
July 6While there are a lot of great tips for running a small business, there unfortunately isn’t an overall manual to help you navigate the small business world. Because of this, you are bound to make mistakes, and that’s ok! Sometimes our best learning moments come from a mistake or a fail. However, with a little help, there are a few mistakes you can avoid. This week we have rounded up a variety you may encounter while running your business.